Employee: Health Insurance Forms & Benefits

Health Insurance Forms & Benefits

As an employee of Mission Yogurt we are pleased to oﬀer you a full selection of beneﬁts. You are eligible for medical, dental, vision, and life insurance.

Important – You may enroll only at certain times

During the annual open enrollment period, July 1st.
First of the month following 60 days of employment.
Change of life event within 31 days (married, divorce, have a baby, etc.)

Eligibility

Average/Minimum of 30 Hours per Week

Summary of Benefits

MEDICAL

2024 Medical (in Network)

Copay

Health Savings Account

Preventative / Wellness Copay

Primary / Specialist Copay

$5 / $80

70% after deductible

Urgent Care / Emergency Room Copay

$75 / $300

70% after deductible

Prescription Drugs

$10 / $20 / $40 / 20%

70% after deductible

Deductible (individual/family)

$1,500 / $3,000

$5,000 / $6,850

Out-of-Pocket maximum

$6,000 / $12,000

$6,350 / $6,850

Coinsurance

80% after deductible

70% after deductible

Outpatient Facility Deductible

Out-of-Network Coverage

Yes (refer to SBC)

Amount Per Pay Check

Employee Only

$10.00

$0.00

Employee + Spouse

$256.41

$202.57

Employee + Children

$211.76

$165.75

Employee + Family

$458.30

$368.30

Dental

2024 Dental (in Network)	Basic	Enhanced
Cleanings 2x Per Year	$0	$0
Deductible (individual/family)	$50 / $150	$50 / $150
Basic Services	80%	90%
Major Services	50%	60%
Annual Maximum	$1,000	$1,000
Out-of-Network Coverage	Yes (reduced benefit)	Yes (90% UCR)
	Amount Per Pay Check
Employee Only	$11.56	$22.01
Employee + Spouse	$24.00	$45.70
Employee + Children	$27.07	$51.37
Employee + Family	$41.39	$78.57

Vision

2024 Vision (in Network)	Basic
Exam Copay (1x every 12 months)	$10
Lenses (1x every 12 months)	$25
Retail Frames Allowance (1x every 12 months)	$200
Covered Selection Contacts (1x every 12 months)	$200
	Amount Per Pay Check
Employee Only	$4.13
Employee + Spouse	$8.95
Employee + Children	$9.79
Employee + Family	$16.23

Term Life

	Employee Life Benefits	Spouse Life Benefits	Child Life Benefits
Benefit Amount	Choose benefits in increments of $10,000	Choose benefits in increments of $10,000.	Generally Options are: • $10,000, or • $20,000
Minimum	$10,000	$10,000	$10,000
Maximum	$500,000	$100,000	$20,000
Guaranteed Issue	$160,000	$30,000	$20,000

Aged based reduction: The maximum benefit for a dependent child under 6 months old is $1,000. Additionally, when you are 65 or older, your life insurance benefit will reduce to the percentages shown below.

65% of Total Benefit at Age 65

50% of Total Benefit at Age 70

Benefit Reductions will be effective on the Policy Anniversary Date coinciding with or following the Employee’s attainment of age as specified above.

Open Enrollment 2024 – Mandatory Participation

Look for more information starting in April 2024

Posters at your location indicating meeting times/dates for open enrollment
Flyers on your check
E-mails
Monthly Newletters Notifications

It is important to attend to be aware of any benefit/rate changes, even if you are not enrolled in our plans.

Health Insurance Waiver

Mission Yogurt, Inc.
Smokin’ Bear LLC
Que Bueno! LLC
Mission San Jose Airport, LLC

Health Insurance Forms & Benefits

Eligibility

Summary of Benefits

Open Enrollment 2024 – Mandatory Participation

Health Insurance Waiver

CLICK HERE FOR : IMPORTANT PATIENT PROTECTION AND AFFORDABLE CARE ACT NOTICES, ERISA NOTICES AND CONTACTS FOR MORE INFORMATION

Important Documents